EFFECTIVE DATE:
1. Introduction
Welcome to the website of PFGPAY Solutions Pty Ltd (“PFGPAY,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website, including any content, features, and services offered on or through https://pfgpay.com.au/.
By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not accept these Terms of Use, please do not access or use any of our Services.
2. Purpose of Website
The website provides information about PFGPAY’s EFTPOS solutions, payment processing services, and related offerings. It allows users to:
- Learn about PFGPAY’s products, features, and merchant services, including EFTPOS solutions, Pay by Link, and payment gateway services.
- Apply for EFTPOS and other payment solutions.
- Access customer support, resources, and service updates.
- Contact PFGPAY for inquiries, partnerships, or account assistance.
Use of this website is subject to these Terms of Use and does not establish any contractual relationship unless explicitly agreed upon in writing.
3. User Responsibility
By using the PFGPAY website and services, you agree to:
- Use PFGPAY’s EFTPOS solutions and payment services lawfully and in compliance with all regulations.
- Provide accurate and up-to-date information for merchant applications, transactions, and inquiries.
- Maintain the confidentiality of account credentials and notify PFGPAY of any security breaches.
- Refrain from fraudulent, unauthorized, or disruptive activities, including misuse of payment services.
- Accept responsibility for all transactions and interactions conducted through PFGPAY’s platform.
PFGPAY may suspend or terminate access if a user violates these Terms or misuses its services.
4.Ownership and Copyright
All content, materials, and intellectual property displayed on or made available through this website, including but not limited to text, graphics, logos, icons, images, audio clips, software, data compilations, and page layouts (collectively, the “Content”), are the property of PFGPAY or its licensors, unless otherwise stated.
The arrangement, presentation, and compilation of the Content, as well as any proprietary software used on this website, are protected by copyright, trademark, and other intellectual property laws. Any unauthorized use, reproduction, distribution, modification, or transmission of the Content without prior written consent from PFGPAY or the respective rights holders is strictly prohibited.
Except as expressly permitted by law, you may not copy, reproduce, modify, distribute, display, or commercially exploit any part of this website without prior written permission from PFGPAY or the relevant rights holders.
5.Cookies
PFGPAY uses cookies and similar tracking technologies to enhance your browsing experience, improve website functionality, and analyze site traffic. Cookies are small text files stored on your device that help us recognize repeat visitors, remember preferences, and personalize content
By using this website, you consent to our use of cookies in accordance with our Privacy Policy. You may manage or disable cookies through your browser settings; however, restricting cookies may impact the functionality and performance of the website.
6. Privacy and Data Collection
PFGPAY collects, stores, and processes personal information in accordance with its Privacy Policy and applicable privacy laws and regulations.
By using this website and PFGPAY’s services, you consent to the collection, use, and storage of your data as described in the Privacy Policy.
7. Confidentiality of User Communications
As required by law and in accordance with the PFGPAY Privacy Policy, PFGPAY shall maintain the confidentiality of all user communications that contain personal information and are transmitted directly to PFGPAY.
However, any information, content, or materials posted by a user on public areas of the website, including but not limited to forums, message boards, or chat rooms, will not be considered confidential. PFGPAY reserves the right to use, reproduce, modify, distribute, or disclose any such postings (including any ideas, concepts, know-how, or other intellectual property) to its affiliates or other relevant parties for any purpose deemed appropriate by PFGPAY.
8. Linked Internet Sites
PFGPAY prohibits caching, unauthorized hypertext linking, pop-ups, and the framing of any content available on this website without prior written authorization.
PFGPAY reserves the right to disable or remove any unauthorized links or frames at its discretion. PFGPAY does not endorse, control, or assume any responsibility for the content, accuracy, security, or availability of any third-party websites linked to or from this website.
Access to any third-party website via links provided on this website is at the user’s own risk, and PFGPAY shall not be liable for any loss or damage arising from the use of such external sites.
9. Links to Third-Party Sites
This website may contain links to websites owned and operated by third parties (“Third-Party Sites”) that are not maintained or controlled by PFGPAY. These Third-Party Sites operate independently and may have their own privacy policies, terms of use, and data collection practices that differ from those of PFGPAY.
PFGPAY makes no representations or warranties regarding the content, accuracy, security, or practices of any Third-Party Sites. The inclusion of any link does not imply endorsement, sponsorship, or affiliation with the linked website.
Accessing and using Third-Party Sites is entirely at your own risk, and PFGPAY shall not be liable for any loss or damage resulting from your interaction with such websites.
10. Termination of Access
PFGPAY reserves the right to suspend or terminate your access to our Services at any time if you breach these Terms of Use. Upon termination, all licenses and rights granted to you will immediately cease.
11. Modifications to Terms
PFGPAY may update or modify these Terms of Use at any time. All changes shall be posted on this page, and the "Effective Date" at the top will reflect the most recent update. We encourage you to review these Terms regularly to stay informed of any changes.
12. No Warranties
The content on this website is provided on an “as is” and “as available” basis without any warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy.
PFGPAY does not warrant that the website or its content shall be error-free, uninterrupted, secure, or free of viruses or other harmful components. The content available on this website is for general informational purposes only and should not be construed as an offer to sell any product or service.
PFGPAY does not endorse, verify, or take responsibility for the accuracy or reliability of any opinions, advice, or statements made by third parties on this website. Any reliance on such information is at your own risk. It is the user’s responsibility to evaluate the accuracy, completeness, or usefulness of any content available on the website.
Users should seek the advice of a qualified professional before making any decisions based on the content provided on this website.
13. Limitation of Liability
To the fullest extent permitted by law, PFGPAY, its affiliates, agents, licensors, suppliers, and their respective directors, officers, employees, or representatives shall not be liable for any special, indirect, incidental, punitive, exemplary, economic, or consequential damages, including but not limited to damages for loss of use, lost profits, lost savings, or business interruption, whether based on contract, tort, negligence, strict liability, or otherwise, even if PFGPAY has been advised of the possibility of such damages.
PFGPAY and its affiliates, agents, licensors, and suppliers shall not be liable for any damages or losses arising from:
- Viruses, malware, data corruption, failed messages, or transmission errors.
- Third-party content, links, products, or services accessed through this website.
- Unauthorized access to or alteration of your data or transmissions.
- Personal injury, property damage, or any other loss resulting from your use of this website.
- Events beyond the reasonable control of PFGPAY, including but not limited to force majeure events.
PFGPAY assumes no obligation to update or revise the content on this website. The content may be changed, removed, or updated at any time without prior notice. PFGPAY disclaims any liability for the unauthorized use, reproduction, or distribution of any portion of this website.
14. Laws and Regulations
User access to and use of this website are subject to all applicable international, federal, state, and local laws and regulations governing PFGPAY and the jurisdiction from which the user accesses the site.
By using this website, you agree to comply with all relevant legal requirements, including but not limited to consumer protection, data privacy, financial regulations, and intellectual property laws applicable in Australia and any other relevant jurisdiction.
If any provision of these Terms of Use is found to be unlawful or unenforceable under applicable law, that provision shall be severed from these Terms, and the remaining provisions shall continue to be valid and enforceable.
15. Contact Us
If you have any questions or concerns about these Terms of Use, please contact us at:
PFGPAY Solutions Pty Ltd.
P.O. Box Address: PO BOX 842 ,
Tullamarine ,VIC - 3043
Australia
Phone Number : 0370 479 411
Email: info@pfgpay.com.au